Workers’ compensation is a great program that provides monetary compensation for lost wages and medical bills in the event you are injured on the job. Almost all Mississippi employers are required to provide workers’ compensation insurance, so if you’re a worker, you’re likely insured. Social Security Disability (SSD), on the other hand, is a federal program with benefits provided through the Social Security Administration. If you’ve worked a day in your life, you’ve likely paid into SSD. SSD is meant to provide you with income in the event you are unable to work. You must have a disabling condition that prevents you from working. Unlike workers’ compensation, SSD does not require your disability to have been the result of a work-related injury. It’s in your best interest to consult with a workers’ compensation attorney who can help determine which benefits program is right for you.
How Can I Collect Both Workers’ Comp and Disability Benefits?
Since workers’ compensation and SSD are two separate benefits programs, receiving one doesn’t mean you can’t collect the other in certain situations. Employees who have been injured at work can receive workers’ compensation as a supplemental income if they are now disabled and waiting to be approved for SSD benefits. That said, what you collect from both workers’ compensation and disability benefits cannot be greater than 80% of the income you were earning before your injury. Additionally, while you can receive both SSD benefits and workers’ compensation at the same time, your SSD benefits will likely be reduced. Workers’ compensation is usually provided on a temporary basis, lasting until you can return to work, while SSD is a long-term benefits program. A workers’ compensation lawyer knows both of these programs well and can help get you the maximum amount of benefits possible.
Are Denials Common for Workers’ Compensation and Disability Benefits?
Sadly, many people are denied both SSD benefits and workers’ compensation the first time around. That said, don’t get disheartened. There are many options available for you to ensure you get the necessary benefits you deserve. Workers’ compensation and SSD benefits aren’t a form of charity. These are benefits you have worked hard to earn, so don’t just give up if you get rejected. You can always appeal. The best way to do this is to seek assistance from a workers’ compensation attorney as soon as possible.
What Can a Workers’ Compensation Lawyer Do For Me?
If considering an attempt to secure multiple benefits, you should contact a Clinton lawyer who has experience with both workers’ compensation and other benefits claims, such as SSD. Depending on your circumstances, there might be advantages to filing for one before the other. A trusted workers’ compensation attorney can advise you on the best next steps for your situation. Speaking to an attorney comes with zero obligation. You don’t pay a dollar upfront and if your attorney doesn’t win your case or get you approved for benefits, you don’t pay anything at all. Call Rundlett Law Firm, PLLC at 601-353-8504 to schedule a risk-free consultation today.