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If an individual is injured on the job in Mississippi, there’s a good chance they may be eligible for benefits through workers’ compensation. All employers with five or more employees are required to carry workers’ compensation insurance to properly cover their employees, with some exceptions depending on the type of business. For the most part, every employee is covered under these plans, but the process of filing can be more complicated than one might imagine.
What Benefits Can I Receive?
If you properly file a workers’ compensation claim and are approved, you’ll likely receive a variety of benefits. These benefits can cover medical expenses and be a lot of help. There are also other disability benefits you might be eligible for, depending on the severity of the injury. You could be eligible for partial disability, which amounts to roughly ⅔ of your income. If an employee loses their life from an injury that they suffered on the job, their surviving spouse and dependents might receive death benefits or assistance with funeral costs. Overall, there are a lot of disability options available to you if you’ve been injured on the job. A workers’ compensation lawyer can easily look at your situation and break down all your options for you.
What is the Claims Process Like?
After receiving any needed medical attention, you’ll need to file a claim to receive any type of disability or benefits. You’ll want to notify your employer right away. When it comes to a timeline, the law requires you to file any claim within two years from the date of the original injury. The employer who has the insurance policy must notify the Mississippi Workers’ Compensation Commission and their insurance company. If the employer doesn’t notify the commission within ten days of receiving the employee’s claim, they may face a penalty. The general claims process is pretty straightforward, but there are always details and timelines that get overlooked. A workers’ compensation attorney takes on every detail so you don’t have to worry about getting rejected due to an oversight.
Do I Really Need a Workers’ Compensation Lawyer?
While the general filing of a claim can seem simple, thousands of people are rejected every day. Claims can be denied for a variety of reasons, such as late filing or a mistake made on the form. If you need to appeal the claim denial, you’ll likely want an attorney on your side. This can be a complex and lengthy process. A seasoned workers’ compensation attorney can get you compensated quickly and easily. A court hearing can be intimidating for anyone, so having legal representation when speaking to a judge or huge insurance companies can make or break your results. If you’ve been injured at work, you could be eligible for compensation. Give Rundlett Law Firm, PLLC a call today at 601-282-8426 and let us make sure your claim is approved.
